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Step 3: Make a payment

Make a payment

cMela protects you by acting as an escrow (custodian of money) for all transactions that go through cMela.

 

 

 

 

There are four modes of payment:  

 

 

Cash & Check Deposits

Deposit to your girvy account can be made at any ABL (Allied Bank) branch all over Pakistan into the following cMela bank account: 

Bank Account Title:    cMela
Bank Account #:       
06300010001700440018
Branch code:             630
Branch Address:        
Fazl-e-Haq Rd, Blue Area, Islamabad 

 

Cash

Once you deposit money you must provide the relevant details by logging into your cMela account and going to MyMela. Click on Girvy and select the mode of payment  as Cash. Click on Deposit. On the next screen provide the deposit slip number and the amount deposited. Click on Submit. Once you have successfully submitted the information, your girvy account will be uploaded with the deposited amount as soon as cMela confirms your deposit through your deposit slip number.

If the branch is an online ABL branch, your payment will credit in 15 minutes. If the ABL branch is not online, the TT will clear in a minimum of 2 business days. Your payment and purchase will remain in pending status till the amount clears.

Once the deposit is approved, cMela will inform you immediately.

Checks Deposit

You can deposit a check into cMela account and provide the cheque details to deposit money into your girvy account.

 

Once you have successfully deposited a check into cMela's account you must provide the relevant details by logging into your cMela account and going to MyMela. Click on Girvy and select the mode of payment as Check. Click on Deposit. On the next screen provide the deposit date, Bank Name, Account Title, Account Number, Check Number and the amount deposited. Click on Submit. Once you have successfully submitted the information, your girvy account will be uploaded with the deposited amount as soon as cMela confirms that your check has cleared.

 

 

Check clearing can take any where from 2 to 7 days depending on whether your bank account is online and the city in which your bank is. Once the deposit is approved, cMela will inform you immediately.

 

Online Bank Transfer

To make an internet funds transfer, you need to have an internet banking registered account in one of the following banks. You can click on the links provided in the girvy Load Account page to go to the respective login page. You will need to provide the following details on the internet fund transfer page of your bank.

 

Account Title: CMELA
Account Number: 06300010001700440018
Branch: Fazal-E-Haq Road Islamabad
Branch Code: 630

Account Title: CMELA
Account Number: 01042695
Branch: Civic Centre, Islamabad
Branch Code: 593

Account Title: CMELA
Account Number: 22067900203103
Branch: F-7, Commercial Area Branch, Islamabad.
Branch Code: 1342

Account Title: CMELA
Account Number: 1390-02-01-03281-8
Branch: Stock Exchange Branch, Islamabad.
Branch Code: 1390

 

Once you have successfully transferred funds into a cMela account, you will need to provide the relevant information in 'Confirm your funds transfer' in girvy. You will need to provide the following details:


  • Transaction Number provided by your bank
  • Amount of money transferred

As soon as cMela receives the above information, your girvy funds will be cleared to make a payment.

 

Credit Cards 

 

Credit cards payments are valid only for a direct product purchase. We have introduced this payment mechanism to facilitate international buyers to buy from Pakistani merchants. If your credit card is not in a $US denomination, then the exchange rate applied by your bank may differ from the exchange rate processed by cMela by a marginal amount.

 

 

Paypal 

 

 

All payments via Paypal are directed to the paypal website and if you are located overseas and would like to make a payment on cMela, our Paypal ID is:

 

payments@cmela.com 

 

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