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Buyer loads Credit via Secure banking channels

Cash Deposit

  1. Go to any online Muslim Commercial Bank Ltd. or Habib Bank Ltd. branch and deposit cash into cMela account.
  2. Then provide cMela the deposit slip number to verify your deposit.
  3. Check your Statement.
Note: Cash deposit takes upto 24 hours



  • Deposit cross cheque at any online branch of HBL.
  • Then provide cMela the cheque number to verify your credit load.
  • Check your Statement.
  • Note: Cheque clearing can take 2-5 days.

Credit Card

  • Charge your credit card.
  • Credit loaded in US$ (Dollars) and converted at market conversion rates.
  • Check your Statement.
  • Note: Instant Transfer requires authentication.

Bank Transfer

  • If you have an online/direct online transer account, you may use that to transfer funds.
    • UBL, ABL, HBL, MCB net transfer
    • Other bank net transfer
  • Provide cMela the reciept number.
  • Check your statement.
  • Note: Instant transfer

Use your credit load to make payments for purchases on cMela

Check your Statement

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